Affiliate Disclosure

Last updated: April 20, 2026 | Effective Date: April 20, 2026 | Version 1.0

This Affiliate Disclosure explains the commercial arrangements between CarScreener and certain third-party providers of insurance, finance, warranty and vehicle inspection services. It is written to satisfy the transparency requirements of the UK Digital Markets, Competition and Consumers Act 2024 (DMCCA 2024), the UK Consumer Protection from Unfair Trading Regulations 2008 (CPRs, as amended), the UK CAP Code, the Dutch Burgerlijk Wetboek (Book 6, Articles 193a–193j), and the Dutch Reclame Code.

This Affiliate Disclosure forms part of the agreement between you and Evengrid B.V. and should be read together with our Terms of Service, Privacy Policy, Cookie Policy and Disclaimer.

1. Plain-English Summary

2. What CarScreener Does and Does Not Do

CarScreener is an AI-powered used-car listing verification tool. Within our reports and transactional communications we may surface third-party providers of the following product categories:

• Motor insurance
• Vehicle finance
• Used-car warranty
• Professional pre-purchase vehicle inspection

Our activity is limited to introducing you to these providers. We do not:

• underwrite, sell, advise on, compare, or arrange insurance, finance or warranty products;
• hold, transmit or process any premium, deposit, instalment or regulated client money;
• pre-populate any regulated application form on a partner’s site with your personal data without your explicit instruction.

Evengrid B.V. is not authorised by the UK Financial Conduct Authority under the Financial Services and Markets Act 2000, nor by the Dutch Autoriteit Financiële Markten under the Wet op het financieel toezicht (Wft), to carry out any regulated activity. We rely on the “introducer” perimeter under Article 33 of the UK Regulated Activities Order 2001 (and the related Article 25 perimeter for “arranging”) and on the equivalent “doorverwijzen” perimeter outside Article 2:80 Wft. To stay within these perimeters we observe the following self-imposed limits:

• No personal recommendation. Sponsored cards in our reports and emails are presented as editorial information (“owners of cars over 80,000 miles often consider extended warranty”), not as a personalised recommendation that this particular product is right for you (which would be regulated advice under Article 53 of the UK Regulated Activities Order 2001 and “adviseren” under Wft Article 1:1).
• Generic promotional copy only. We rely on the generic-promotion exemption in Article 17 of the UK Financial Promotion Order 2005. Where we display a partner’s logo or name, we use neutral call-to-action copy (for example “Get a quote from X”). We do not reproduce a partner’s promotional language (such as “Save 30%” or “Best price guaranteed”) unless the partner has supplied us with the relevant Section 21 FSMA approver letter from an FCA-authorised firm with the necessary approver permission under PS23/13 (in force from 7 February 2024).
• No form pre-population. We never pre-populate any quote-request form on a partner’s site with your personal data. Where you click through, you complete the partner’s form yourself. This keeps us on the “doorverwijzen” side of the Wft Article 2:80 line.
• No premium handling. We do not collect, hold, or transmit any premium, deposit, instalment or regulated client money on behalf of any insurance, finance or warranty provider. Triggering the IDD distribution definition under Article 2(1)(1) IDD / FCA ICOBS 1.1A would put us out of perimeter.

If our model changes such that any of these limits is no longer observed, we will (i) seek the relevant authorisation or appoint a host firm, and (ii) update this disclosure before any non-compliant link is shown.

3. How the Commission Works

When you click on a link from CarScreener to a partner, that link contains a tracking identifier that tells the partner (or an intermediate affiliate network) that the click came from CarScreener. If you subsequently complete an action on the partner’s site — typically requesting a quote, opening an account, or completing a purchase — the partner pays us a commission.

The commission can be structured as:

• a flat fee per valid click (rare);
• a flat fee per qualified lead (for example, a completed quote request);
• a flat fee or percentage of premium per policy sold;
• a flat fee per inspection booked.

We do not receive any continuing commission based on your ongoing use of a product (no trail commission) unless specifically flagged against a partner in Section 5 below.

4. Editorial Independence

We take editorial independence seriously. In particular:

• The commission rate does not determine which partner we surface first or at all. Partner selection is driven by suitability (vehicle type, market, coverage, customer reviews) and by capacity.
• We reserve the right to include a partner from which we receive no commission where we consider it the best fit for you.
• Where a report identifies a specific risk (for example an engine red flag), the service block we show is chosen because of that risk, not because of the commission attached to it.
• We refuse partnerships that require us to misrepresent the quality or suitability of a product.

5. Current Partners

When the first partnership goes live, we will update this section to identify the partner, the market, the product category, and the nature of the commission, and we will refresh the “Last updated” date at the top of this document. The introduction of the first partner is a material change and will be notified to you in accordance with Section 15 of our Privacy Policy.

The table below is reserved for future use. It will be populated row by row as partnerships go live.

Partner	Market	Category	Commission structure	Relationship
No partners at the date of publication.

6. Where Affiliate Links Will Appear

When affiliate links go live, they may appear in any of the following places. Each location will carry a clear in-line identifier (such as “Ad”, “Sponsored”, “Affiliate link” or the equivalent under Dutch law):

• Within your Full Report, in dedicated “Service” cards next to the risk findings they relate to (for example, a warranty card next to known-issue findings, or an insurance card next to pricing findings).
• In the free-report email we send you after a Quick Check, in a clearly labelled “Service offers” block that is only populated where you have opted in to receive such offers.
• In Claire AI responses where you explicitly ask about insurance, warranty, finance, or inspection, and where the context of the conversation makes a recommendation relevant.
• In future blog posts, comparison articles, or social content (TikTok, Instagram, Threads, YouTube) where such a link is used. Any such post will carry a clear top-of-post disclosure and an in-line label on every link.

Every affiliate link is implemented with rel="sponsored nofollow" in accordance with search-engine guidance and UK ASA / CAP guidance on paid links.

7. What Happens to Your Data When You Click an Affiliate Link

When you click an affiliate link from CarScreener:

• Your click is attributed to CarScreener via a tracking identifier in the URL (for example a ?ref= or ?utm_source= parameter). This identifier does not contain your name, email address, phone number or any other directly identifying information.
• You are taken to the partner’s own website. From that point onwards, any information you provide to the partner is governed by the partner’s own privacy policy, which we recommend you read before submitting any data.
• The partner or its affiliate network may send us an aggregated report confirming that a click or conversion was attributed to us, so that we can reconcile commission. This report does not identify you personally to us.
• We may receive a share of the commission reported by the affiliate network. This does not affect the price you pay the partner.

For the avoidance of doubt, where you explicitly ask us to pass your contact details to a partner (for example by submitting a quote-request form on our site with the opt-in box ticked), the flow is different: we share your details with the partner only with your consent, and we tell you in the same form who the partner is. That flow is governed by our Privacy Policy, Sections 1.1 and 4.1.

8. Your Choices

• You can always go directly to any provider without using a CarScreener link. We do not penalise you and your use of the CarScreener Service is unaffected.
• You can opt out of the service-offers block in free-report emails at any time by not ticking the opt-in box, or by unsubscribing from the email.
• You can ask Claire not to surface commercial recommendations.
• You can browse all CarScreener content with marketing cookies declined; affiliate attribution still works with first-party click identifiers only.

9. Complaints About a Partner

If you have a complaint about a product or service supplied by a partner, your primary route of complaint is with the partner directly. The partner is the supplier of the product. Where the partner is an FCA-authorised firm (for example an insurance intermediary), you may also refer unresolved complaints to the UK Financial Ombudsman Service. For Dutch consumers, unresolved complaints about financial products may be referred to the Klachteninstituut Financiële Dienstverlening (Kifid).

We always want to hear if a partner has treated you badly. If you tell us, we will review whether to keep the partner on this page. Contact us at contact@carscreener.ai.

10. Changes to this Disclosure

We update this disclosure whenever a partner is added, removed or materially repriced. The Last updated date at the top of this page will always reflect the latest change. Material changes (for example, a new product category or a move to a fundamentally different commission model) will be flagged in the Version History below and, where required, notified to you by email.

11. Contact

Version History

Version	Date	Summary of Changes
1.0	20 April 2026	Initial publication. Partner list published in placeholder form pending commercial confirmation.